How to Change Payment Method on iPhone with Family Sharing

* This article is from our Tip of the Day newsletter. . *

If you're the organizer of an Apple Family Sharing plan on your iPhone and you have purchase sharing turned on, you can manage the different Family Sharing payment methods that your family uses to make App Store purchases. We'll show you how to change Apple payment methods on an iPhone with Family Sharing.

Why You’ll Love This Tip:

  • Change payment method in Apple Family Sharing to make sure your Family Sharing purchases are charged to the right card.
  • Remove expired cards from Apple's Family Sharing to prevent declined purchases.

How to Change My Card on iPhone for Family Sharing

System Requirements

This tip works on iPhones running iOS 16 and later. Find out how to update to the latest version of iOS 18.

You can easily manage your family’s payment methods by learning how to change your credit card in the App Store. If you want to change the payment method in Family Sharing on an iPhone or iPad, it's the same whether you're managing a Family Sharing plan or not. Now, let's cover how to change Family Sharing payment method, including how to add cards to Apple Pay, delete them, reorder them, or edit them:    

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  1. Open the App Store app.

    Open the App Store app.
  2. Tap your profile icon in the upper-right corner.

    Tap your profile icon in the upper-right corner.
  3. Tap your name. You may need to use Face ID or your passcode to proceed to the next screen.

    tap your name
  4. Tap Manage Payments.

    tap manage payments
  5. Tap on a payment method to edit it.

    tap payment method to edit it
  6. Tap Remove Payment Method to remove it.

    tap remove payment method
  7. Tap Remove to confirm the removal. You'll be returned to the Manage Payments page. 

    confirm card removal
  8. Tap Edit to change the Family Sharing primary payment method.

    tap edit to change family sharing primary payment method
  9. The top card shown on the list is your primary payment method. To change this, tap and drag the Move Order icon to move another card to the top.

    drag move order icon to top
  10. Tap Done to save your changes.

    tap done to confirm apple family sharing payment method change
  11. If you want to add an additional payment method, tap Add Payment Method.

    tap add payment method
  12. On this screen, you can select a payment method you wish to add: Credit/Debit Card or PayPal

    choose payment method
  13. If you tap Credit/Debit Card, you’ll need to enter your card information. Tap the Camera icon to take a photo of your card and autofill much of this info. 

    tap camera icon to take photo of card
  14. You may need to add the expiration date and CVV. Also, remember to select or add the correct billing address.

    add expiration, cvv, and make sure address is correct
  15. To add PayPal as a Family Sharing payment method, you'll need to tap Add Payment Method as before, then tap PayPal, then Log In to PayPal and follow the on-screen directions.

    tap log in to paypal

Once you’ve added a new card, be sure to move it to the top of the list if you want the App Store to use it as the primary Family Sharing payment method. The steps above can be followed whether you are managing a Family Sharing plan or if you’re not using Family Sharing at all. For Family Sharing plans, you will only be able to change the payment method if you are the organizer. For more tips on managing your Family Sharing purchases, especially for kids, sign up for our free Tip of the Day newsletter. 

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Author Details

Rhett Intriago's picture

Author Details

Rhett Intriago

Rhett Intriago is a Feature Writer at iPhone Life, offering his expertise in all things iPhone, Apple Watch, and AirPods. He enjoys writing on topics related to maintaining privacy in a digital world, as well as iPhone security. He’s been a tech enthusiast all his life, with experiences ranging from jailbreaking his iPhone to building his own gaming PC.

Despite his disdain for the beach, Rhett is based in Florida. In his free time, he enjoys playing the latest games, spoiling his cats, or discovering new places with his wife, Kyla.